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Life Insurance

The Basics

Life insurance provides a death benefit payable to your loved ones or named beneficiaries in the event that you pass away. Life insurance can be broken out into two categories, term or permanent. If you don't understand the difference that's okay - that is what we are here for.

 

Life insurance is not only the cornerstone of a solid financial plan, but it’s hands down one of the most cost effective ways to protect the people who depend on you financially.

The amount of coverage you need depends on a number of different variables. Here are a few examples:

  • how many children you have

  • your future earnings potential

  • whether or not you’re married

  • spouses future earnings potential

  • you and your spouses age

  • amount of debt you have

Ready for your free no hassle life insurance quote?​ Call (913)222-4080 email brett@cisperinsurance.com or complete our free quote form now!​

Why do you need life insurance?

To ensure your loved ones are  financially protected if something unexpected happens to you. 

What would happen to your family if you were to die prematurely? Would they be able to maintain their current lifestyle?

Would your kids be able to go to college? Would your spouse be able to shoulder the load with one income?

If you have a child, are married, or you are carrying any kind of debt, purchasing life insurance is a no-brainer.

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