Renters Insurance
The Basics
Even though your landlord carries insurance on the building itself, you still need coverage for your personal assets when renting.
Renter's insurance would cover your personal property and provide you with liability coverage.
Ready for your free no hassle renters insurance quote? Call (913)222-4080 email brett@cisperinsurance.com or complete our free quote form now!
Why do you need renters insurance?
To ensure you & your loved ones are financially protected if something unexpected happens while you are renting a residence. Personal property and liability coverage are combined to ensure you are properly protected.
Renter's insurance would ensure you have coverage of your personal property in the event of a fire, natural disaster, etc. Examples of items that are considered personal property include furniture, jewelry, smart phone, computer equipment, television, clothing, and collectibles.
You may only pay rent, but you could be held liable for injuries sustained within your rental. Events such as dog bites, slips and falls, and even inappropriate behavior of a family member or guest could fall under your responsibility. Renter's insurance will provide liability coverage to protect you from instances like these.